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Incoming Freshman

Welcome incoming freshmen! Listed below are the key steps you should complete before coming to campus. For additional information and a list of other recommended steps to complete please visit our Financial Aid Tips page.

  1. Grant 3rd Party User Access through if you would like another individual to be able to check on your financial aid and your bill. Choosing to grant this access is at the student's discretion and the student can revoke this access at any time by notifying the Office of the Bursar in writing. To learn about "Assigning 3rd Party User Access in OneStart" please click here.

  2. Sign your Title IV Authorization through Signing the Title IV Authorization allows your Title IV financial aid (ex: Federal Pell Grants, Federal Direct Loans, etc.) to go towards charges other than tuition & fees such as parking permits and meal plans. So it is highly recommended that you complete this authorization. For a step-by-step guide to completing your Title IV Authorization online please click here.

  3. Sign up for Direct Deposit through If the amount of your financial aid is greater than the amount of your Bursar bill you will be sent a refund for the difference. The default refund method is a paper check sent by mail, which takes several more days to process than a refund that is sent via Direct Deposit. Therefore, we highly recommend that you set up Direct Deposit to ensure that you receive your refund as quickly as possible. To learn how to set-up Direct Deposit online please Click here.

  4. Complete the online "Transit" Financial Literacy module. Students can access Transit through In order to connect to Transit, you must have your IU email account already set-up. If you need help setting up your IU e-mail account please visit University Information Technology Services' Knowledge Base here. For more information about how to access and complete Transit please visit UITS' Knowledge Base here.

  5. Make decisions regarding student loan and/or any Federal Work Study offers. Student loan and Federal Work Study awards must be manually accepted, reduced, or declined by you through You should review your expected costs and resources to make borrowing decisions. Our Financial Success Planning Action Tool may help. If you decide to take out loans you will be expected to sign a Master Promissory Note (MPN) and complete Entrance Loan Counseling on It is very important that you complete all of these tasks by August 1st if you want to take out a loan because your loans will not be applied to your bill until all of these items have been completed. Additional loan information can be found here.

We hope you find this list helpful! If you have any questions about any of these steps please don’t hesitate to ask us!